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He's On Mortgage-We're Both On Deed

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notoi



Joined: 05 Sep 2005
Posts: 3

PostPosted: Mon Sep 05, 2005 7:27 pm    Post subject: He's On Mortgage-We're Both On DeedReply with quote
My ex-fiance and I have gone our separate ways. His name only is on the mortgage - both our names are on the deed. He wants out with no monetary gain as I have paid all of the mortgage, taxes, etc since we bought the house in 1999.

My credit score is below 500 so getting a loan in my name is almost impossible so far. Any ideas on how I can keep my home?

P.S. I am looking for the quickest way to be rid of him as far as ownership of the house is concerned. He may have some tricks up his sleeve!Confused
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The Mortgage-Pro
Site Admin


Joined: 19 Jan 2005
Posts: 2248

PostPosted: Tue Sep 06, 2005 12:49 am    Post subject: Reply with quote
Which state is your property located in? What is your home valued at? What is the current mortgage balance?
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notoi



Joined: 05 Sep 2005
Posts: 3

PostPosted: Tue Sep 06, 2005 1:20 am    Post subject: Reply with quote
Texas - 192K - 155K approximately
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The Mortgage-Pro
Site Admin


Joined: 19 Jan 2005
Posts: 2248

PostPosted: Tue Sep 06, 2005 1:24 am    Post subject: Reply with quote
The only way to get your ex off of the mortgage is to do a refinance. Or you making timely payments on your credit accounts?

You may want to follow these credit repair tips.
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notoi



Joined: 05 Sep 2005
Posts: 3

PostPosted: Tue Sep 06, 2005 1:38 am    Post subject: Reply with quote
I was unemployed and just got a new job. So I have some credit issues to resolve. Do you know of ANYTHING I can do right now? Time is of the essence.
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The Mortgage-Pro
Site Admin


Joined: 19 Jan 2005
Posts: 2248

PostPosted: Tue Sep 06, 2005 1:41 am    Post subject: Reply with quote
No we do not.
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