Will this show up on my credit report-Adding my name title?

j · Joined: 13 Dec 2005 Posts: 3

Hi,

I posted recently but still don't get the answer. It was about adding spouse to the title of the home.

I had already signed a quit claim years ago, re medical collections. The home went into foreclosure since but was put into a remod FHA and all payments are current since 29 months, with one 30 day in the last 36 months.

We want to know secure my part of the home ownership. What is the best way to do this?

The answer given was I can't add my name to the deed...I can only sign a quit claim??

I already did that but am asking about how to add my name to the title and if it will show on my credit report from the add date or with the foreclosure or not at all.
J.

The Mortgage-Pro · Site Admin Joined: 19 Jan 2005 Posts: 2248

To take ownership you have to be quit claimed onto the deed. Do not worry about title. You can not get the credit to report the mortgage because you are not on the mortgage note. In order to accomplish that you would have to refinance as a co applicant.