No surprises at closing with our low cost Mortgage! With our UpFront Mortgage Commitment, you know exactly what your closing costs will be when your loan application is approved.
With our low cost mortgage, you don't have to worry, because all of the following mortgage fees are included and disclosed upfront:
Origination Fees
Discount points
Appraisal fee
Lender's title insurance and related title services
Lender attorney fee (if required)
Survey (if required)
Flood certification
Credit reports
Tax service fees
Underwriting and processing fees
Recording fees
Please note: The low cost mortgage loan does not include costs not controlled by the lender:
Prepaid interest - This amount represents interest paid to the lender for the number of days remaining in the month you close (this amount will change based on the final date of closing).
Intangible, mortgage, property and transfer taxes - This is determined by the local county, city or state taxing authority (where applicable).
Private mortgage insurance premiums (if applicable)
Homeowners/hazard insurance
Monies required to fund any escrow or impound accounts for real estate taxes, and hazard insurance.